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Even if you only use the ATM half the time, that’s still 0 USD per year.

Most travelers I know go to the ATM even more than twice a week, which only increases the amount in fees they pay. You did a lot of work saving your money — don’t waste it by giving it to a bank.

I know too many people who travel overseas and pay ATM fees and get hit with credit card transaction fees. You didn’t save up all this money in order to give it the banks, right? I want to keep it all for myself, because every avoided fee is more money for food, drinks, and activities.

Three years ago (to the day), I wrote about this topic, but since banking rules are constantly changing, I thought it was time to update the article in order to provide more current and in-depth information.

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